Phase 1: Financial Planning Process

Step 1

Understanding Your Goals

Getting to know you and your aspirations allows us to create a plan that is as individual as you are. At our initial meeting, we’ll discuss:

  • Your financial vision, values and goals
  • The services we provide
  • Our planning process

This is the first step in what we hope will be a life-long relationship.

Step 2

Reviewing the Numbers

After gathering various documents and information, we will review and evaluate your current financial position. The following is a sampling of what we would request:

  • Wills / trusts
  • Brokerage statements
  • Retirement plan information
  • Social security statements
Step 3

Assessing Your Position

With an overall understanding of your financial goals, we’ll create an initial detailed, comprehensive draft of your current financial plan.

At this point we will examine the viable options for achieving your determined objectives. We begin here to look at the products and strategies that may be selected for implementing your final plan.

Step 4

Presenting Your Plan

Your final financial plan will consider your current position, along with your short and long-term goals, to help you fulfill your vision for the future. We’ll present our recommendations, including:

  • Retirement scenarios
  • Cash flow analysis
  • Investment allocation
  • Estate planning modifications
  • Budget & debt management
  • Social security analysis
  • Planning for aging parents
back to top

Phase 2: Managing Your Assets

With a solid financial plan in place, we’ll design a personalized investment strategy based on your wealth management goals and risk tolerance. Whether you’re working toward a secure retirement, funding a college savings plan, or building your financial legacy, we’ll identify the investment opportunities that we believe are best suited to your goals and provide the counsel and support you need to help you live with confidence.

A chart describing the Shulman DeMeo advantage. They offer: portfolios management and rebalancing, comprehensive financial planning, real-time market analytics, and customized client services.

The Shulman DeMeo Advantage

Our selective client engagement model powers our hands-on, 360-degree approach to asset management and ensures that all investment decisions align with your financial plan. A limited client base affords us the ability to be intimately acquainted with your portfolio and actively monitor market dynamics to react quickly to opportunities and your changing needs. Our independence provides access to a broad array of investment products and services for selective portfolio development and management. Our goal is to continuously provide value by delivering seamless financial management expertise and a personal commitment to helping you realize your goals.

back to top